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Tesco Direct and Tesco Credit Card: Buy Now - Pay Later Special Offer
How the Scheme Operates
Our Buy Now - Pay Later scheme enables selected Tesco Credit Cardholders to make purchases from Tesco Direct of selected items interest free for a fixed number of months. During this time you will not have to make any payment on these items or any other items which you pay for at the same time. Please read the following terms which apply to this special offer.
- This scheme offers Buy Now - Pay Later for a set period for selected items bought from Tesco Direct, using a UK personal credit card issued by Tesco Personal Finance.
- The offer applies to selected items only, available for purchase at www.tesco.com, Tesco Direct store desks and over the phone.
- The offer is only available for customers who hold a current credit card issued by Tesco Personal Finance, with sufficient remaining credit limit to purchase the qualifying item(s).
- If you would like to take up the offer please let the member of staff know when you place your order. If you are purchasing from www.tesco.com, you will be prompted to tick a box saying that you wish to opt into the scheme, where applicable. Your card and credit limit will then be validated.
- Depending on which product you are buying, the offer of Buy Now - Pay Later will be for 6, 12, or 18 months.
- When you buy a number of items, the longest Buy Now - Pay Later offer period of any one will apply to your whole transaction. The offer will cover all the items you pay for in the same credit card transaction.
- During the Buy Now - Pay Later period you will not be charged interest on the Buy Now - Pay Later balances on your account. Also, your regular minimum payment will be calculated excluding any Buy Now - Pay Later balances on your account.
- If you normally clear your credit card balance in full every month by Direct Debit, Buy Now - Pay Later balances will not be cleared until the end of the Buy Now - Pay Later period , when they will be taken from your account at the next Direct Debit date up until which time no interest will be charged.
- Your statements will show your Buy Now - Pay Later balances separately and will warn you when your interest free period is about to run out.
- You can pay off all or part of your Buy Now - Pay Later balance by calling 0845 300 7183 and specifically requesting to do so. Payments will reduce the Buy Now - Pay Later balances nearest to expiry first.
- Other payments to your account will first be applied to reduce any other balances on your account before reducing your Buy Now - Pay Later balances. Please note that you must always make any minimum payment quoted on your statement.
- At the end of a Buy Now - Pay Later period, the outstanding balance will automatically be treated as a normal purchase balance and charged at your standard purchase rate. The amount will, from then on, be included in your minimum payment calculation.
- We can be contacted via textphone on 0870 154 1192 or by requesting Typetalk on 18001 0845 604 04 09. Calls may be recorded. Maximum call charge from a BT landline is 7.5p per minute. Calls from other networks may vary.